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Actuaries analyze the financial costs of risk and uncertainty. They use mathematics, statistics, and financial theory to assess the risk of potential events, and they help businesses and clients develop policies that minimize the cost of that risk. Most actuarial work is done with computers. Actuaries use database software to compile information. They use advanced statistics and modeling software to forecast the probability of an event occurring, the potential costs of the event if it does occur, and whether the insurance company has enough money to pay future claims. Actuaries typically work on teams that often include managers and professionals in other fields, such as accounting, underwriting, and finance.
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Display Info Computer skills are vital to actuaries. From formulating spreadsheets and running statistical analysis programs to keeping up with the latest online financial news—actuaries always have technology at their fingertips. Display Info This math professor teaches the subject that all future actuaries love. To pursue the career, you don't have to major in actuarial science—majors in math, statistics, finance, and economics also provide a solid foundation for students considering a career as an actuary.
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An actuary is a business professional who deals with the measurement and management of risk and uncertainty. These risks can affect both sides of the balance sheet and require asset management , liability management, and valuation skills. While the concept of insurance dates to antiquity,  the concepts needed to scientifically measure and mitigate risks have their origins in the 17th century studies of probability and annuities. The profession has consistently been ranked as one of the most desirable. Actuaries use skills primarily in mathematics, particularly calculus -based probability and mathematical statistics , but also economics , computer science , finance, and business.
In general, actuaries assess the financial consequences of risks and use mathematics, statistics and financial theory to analyze and determine the financial impact of uncertain future events. Pension actuaries suggest methods to eliminate or reduce damage to parties if a future event occurs. They are primarily concerned with the payment of benefits, including death benefits, from a pension plan.